Why do I need motorcycle insurance and what Protection Does Motorcycle Insurance Provide?

You and your motorcycle don’t fit a mold. Your motorcycle insurance policy shouldn’t either. Unfortunately, many insurance companies don’t seem to get this. They often times cobble together a motorcycle policy from an auto policy and use it for as many customers as possible.

At Apollo Raland Insurance, that’s never the case. Our insurance companies and motorcycle insurance policies are customizable, which means your policy is made to the exact specifications of who you are, how you ride, and what sort of coverage you need. Get a free online quote today.

Your motorcycle reflects who you are as an individual. It’s taken a whole lot of time, money, and energy to turn it into the jaw-dropping machine it is today. That’s where we come in. Our motorcycle insurance lets you protect your bike and its accessories with a customizable policy. When getting a motorcycle insurance quote from us, you can choose from a variety of coverage options to build a policy that fits your needs—and your budget. Before hitting the open road, protect yourself and your bike with motorcycle insurance you can count on!

What can motorcycle insurance cover?
Your motorcycle reflects who you are as an individual. It’s taken a whole lot of time, money, and energy to turn it into the jaw-dropping machine it is today. That’s where we come in. Our motorcycle insurance lets you protect your bike and its accessories with a customizable policy. When getting a motorcycle insurance quote from us, you can choose from a variety of coverage options to build a policy that fits your needs—and your budget.

Liability Coverage
While accidents can happen, it’s important to always be prepared. Liability coverage includes bodily injury and property damage protection. If you are involved in a motorcycle accident and are found at fault, liability insurance can help cover medical bills, repair costs, and/or legal fees filed by the injured party.

Collision Coverage
While liability insurance covers the other driver’s expenses following an accident, collision coverage will help cover the cost of repairs for your bike. It may also cover the cost of new helmets and riding apparel damaged in the incident. The aftermath of a collision can be costly, and motorcycle insurance can aid in covering those costs.

Comprehensive Coverage
Not all motorcycle accidents involve other drivers. Accidents without another driver are still able to be covered with proper insurance coverage. If you suffer a non-collision accident, such as vandalism, theft, or damage from falling objects, comprehensive coverage can help pay for damage or even replace the cost of your motorcycle.

Accessory coverage
Insurance companies consider your bike’s accessories separate from the motorcycle itself and, as a result, insure them separately from the bike. In the event of a claim, accessory coverage is all that will be used to pay for your bike’s accessories. Also, don’t forget your riding gear—leathers, helmet, riding boots, goggles/glasses (if used exclusively for riding).

Uninsured/Underinsured Motorist Coverage
If another driver is responsible for your accident, but has limited or no liability protection, uninsured or underinsured motorist (UM) coverage can be useful. UM insurance covers injury bills, property damage, and even some extras like lost wages.

Let Apollo Raland Ride Along
The feel of the open road is next to none for motorcycle owners. Before heading out for your next ride, bring JMG along! The JMG Insurance Agency provides insurance coverage for riders that shields them from dangerous risks. Our insurance policies work to keep you safe, and allow peace of mind. The team of talented agents at JMG will work with you to understand your level of protection, and provide effective insurance solutions. Protect yourself in the face of danger and rise with, acquire motorcycle insurance today!

Request A Quote From An Experienced Agency
Whether you own a motorcycle or moped, having the right insurance coverage can be a lifesaver…for you, your bike and your assets. Take away the stress of the unknown, prepare yourself for the unexpected and shield yourself  with a proper motorcycle insurance policy.